Terms and Conditions of Use Statement

We are: Financial Markets International, Inc. (FMI)

Our website address is: fmi-inc.net

Your use of this website in any form signifies your agreement to be bound by the following terms and conditions. If you do not agree to be bound by these Terms and Conditions of Use, whether in whole or in part, you may not access or otherwise use the site.

License to use the site

You are granted a non-exclusive, limited right to access, use, and display the website and the materials thereof for your personal use only with your full agreement to this Terms and Conditions of Use Statement.


We own, control, license or have the right to use and provide the website and all material on the website, including without limitation: text, images, audio clips, and video clips (collectively, the “Content”). The website is protected by copyright. We own the copyright of the entire website. We own a copyright in the selection, coordination, arrangement and enhancement of the site. You agree to abide by all copyright notices, information or restrictions displayed on the website.


You may not modify, create derivative works from, participate in the transfer or sale of, or in any other way exploit the website or any portion thereof for any public or commercial use without the express written permission from us. You may download a copy of the Content from the website for your personal use, if you maintain all copyright, attribution and other notices contained in such content including logo, author’s name and any other branding markers.

Online Privacy Statement

What personal data we collect, and why it is collected:


When visitors leave comments on the site, we collect the data shown in the comments form, along with the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.


If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Website visitors can download and extract any location data from images on the website.


Personal information means any information that may be used to identify an individual, and any information needed to provide a requested service.

By registering for an event, program or mailing list, your email address will be added to the contact list of those who may receive email messages containing information of commercial or promotional nature from us.

How we use information collected on the website

We may use information for several general purposes:

  • To fulfill your requests for certain services
  • To generate website statistics
  • To improve the content of the website
  • To personalize your experience on the website


Our website makes use of order forms, registration forms, and survey forms for members and customers to request information, products, and services. We collect visitor contact information, method of payment, and event-specific data. This information is used to process orders and registrations, as well as to improve services. We do not sell this information.

Cookie Policy

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.

By visiting this website, you are accepting and consenting to our use of cookies.

For more information, and to update your preferences, click the “Change Cookie Settings” button in the bottom-left corner.


This website uses Google Fonts. To view this site correctly, the servers where the font files are stored may receive personal information about you, including information about your browser, network, or device and your IP address.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Ad servers: We do not partner with, or have special relationships with, any ad server companies.


How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on the website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, or filled out a form, you can request that we erase any of your personal data. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Who we share your data with

We establish partnerships with third parties to deliver better services and enhance communications with members and website users. The following are some of the third parties we use or partner with:

  • WordPress Stats - generate website statistics
  • Google Analytics - generate website statistics
  • MailChimp - generate email mailing list
  • Visitor comments may be checked through an automated spam detection service.


Other sites

Third party Internet websites and services accessible through our site have separate Terms and Conditions of Use and privacy and data collecting practices, independent of this website. We have no responsibility or liability for these independent policies or actions.

Changes to Terms and Conditions of Use or Privacy Policy

We reserve the right, at its sole discretion, to change, modify, add or remove any portion of this Privacy Policy, in whole or in part, at any time. If we make any substantial change, the information will be made available via a notice on this website. Changes in this Privacy Policy are effective upon their posting on this website. You agree to review the Terms and Conditions of Use and Privacy Policy periodically to be aware of any changes. Your continued use of the site after any changes to these terms and conditions of use are posted will be considered acceptance of those changes.

Questions or suggestions

If you have questions or suggestions regarding the site, Terms and Conditions of Use, or Privacy Policy, please contact us via our contact form below.